There are four main steps in obtaining a loan.

Northeast Funding Services will do all of the work and make obtaining your loan as easy as possible for you. We can help to meet your goals with the best programs that are available. Whether you are making that commitment in buying your new home, refinancing your mortgage or cashing out of your home equity, we can help you get approved for the right mortgage loan. That is what we are here for!

Step 1: Determine how much you can borrow

This figure can be determined by incorporating the following: The amount that you can afford to pay each month, how much the lender will loan you... we can work through a few different scenarios. By using standard lender guild lines, this will give you an idea of which loan program will benefit you the most.

Step 2: Pre-qualify for your loan

This a crucial step to getting the whole process underway. By reviewing your credit score, your assets, your employment and residents history, we can help you determine your pre-qualification status. This gives you buying clout! We'll be busy finding a loan that is right for you while you are busy house hunting!

Step 3: Loan Application

As soon as you have made an offer that has been accepted, now is the time to complete your loan application. We will complete an appraisal of your your new home and help you through the process.

Step 4: Funding your Loan

The real estate agents for you and the seller will designate an escrow/title company to fund the loan once it is approved. We'll work with the escrow company to make sure that all paperwork is in order.

Now, Celebrate and Enjoy!