Northeast Funding Services

Where What's Best For You Matters Most

  • About
    • Our Company
    • Testimonials
    • Services
    • Locations
      • New York Mortgage Broker
      • South Carolina Mortgage Broker
  • Purchase
    • Conventional Mortgage
    • VA Home Loans
      • VA Loans: 10 Things To Know About The 100% Mortgage Program
      • 5 things to know about getting a VA loan
      • VA Home Loans: A Benefit You’ve Earned
    • FHA Loan
    • USDA Loan
    • Reverse Mortgage
      • Reverse Mortgage Counseling
      • Types of Reverse Mortgages
      • FAQ’s about Reverse Mortgages
      • Are Reverse Mortgages Good?
    • Pre-Qualify
  • Refinance
    • Conventional Mortgage
    • VA Home Loans
      • VA Loans: 10 Things To Know About The 100% Mortgage Program
      • 5 things to know about getting a VA loan
      • VA Home Loans: A Benefit You’ve Earned
    • FHA Loan
    • USDA Loan
    • Reverse Mortgage
      • Reverse Mortgage Counseling
      • Types of Reverse Mortgages
      • FAQ’s about Reverse Mortgages
      • Are Reverse Mortgages Good?
    • Cash Out Refinance
    • Debt Consolidation
    • No Cash-out Rate & Term
  • FASTRAC
    • When You Need it Done Now
  • Learning Center
    • Rates
    • Home Loan Videos
    • See the Steps
    • Mortgage Products
    • Mortgage Calculator
    • Blog
    • Mortgage Glossary
  • Contact
    • Contact Us
    • New York Mortgage Broker
    • South Carolina Mortgage Broker
  • Apply Now

See the Steps

There are four main steps in obtaining a loan.

Northeast Funding Services will do all of the work and make obtaining your loan as easy as possible for you. We can help to meet your goals with the best programs that are available. Whether you are making that commitment to buying your new home, refinancing your current mortgage or closing out your home equity, we can help you get approved for the right mortgage loan. That is what we are here for!

Step 1: Determine how much you can borrow

This figure can be determined by incorporating the following: The amount that you can afford to pay each month and how much the lender will loan you… we will work through a few different scenarios. By using standard lender guildlines, this will give you an idea of which loan program will benefit you the most.

Step 2: Pre-qualify for your loan

This is a crucial step to getting the whole process underway. By reviewing your credit score, your assets, your employment and residence history, we can help you determine your pre-qualification status. This gives you buying clout! We’ll be busy finding a loan that is right for you while you are busy house hunting!

Step 3: Loan Application

As soon as you have made an offer that has been accepted, it is now time to complete your loan application. We will complete an appraisal of your your new home and assist you through the process.

Step 4: Funding your Loan

The real estate agents, for you and the seller, will designate an escrow/title company to fund the loan once it is approved. We’ll work with the escrow company to make sure that all paperwork is in order.

Now, Celebrate and Enjoy!

Purchase Pre-Qualify

Keep the dream alive by getting pre-qualified before you start looking for a home.

go

VA Home Loans

100% Financing may be an option if you're a United States Veteran, Service Member, or not remarried spouse.

go

Refinance / Debt Consolidation

Using the equity in your home to payoff other bills or needs is a great option.

go

Reverse Mortgages

Stop fighting to stay afloat. Use the reverse mortgage to give you quality of life and eliminate your mortgage payment and other bills.

go

Recent Posts

VA home loans for United States veterans offered by Northeast Funding Services

VA Loans: 10 Things To Know About The 100% Mortgage Program

VA Home Loans: A Benefit You’ve Earned

Reverse mortgage loans are provided by Northeast Funding Services

Reverse Mortgage Counseling

Reverse mortgage loans are provided by Northeast Funding Services

Are there different types of reverse mortgages?

About Us

  • Our Company
  • Locations
  • Services
  • About Us

Learn

  • See the Steps
  • Mortgage Products
  • Mortgage Calculator
  • Blog

Purchase / Pre-Qualify

  • New Home
  • VA Home Loans

Refinance

  • Cash Out Refinance
  • Debt Consolidation
  • VA Home Loans
  • No Cash-out Rate & Term
  • Reverse Mortgage
  • Get Rates

Contact Us

New York

125 Wolf Road
Suite 217
Albany, NY 12205

518-782-1855

Email Us

South Carolina

638 E. Point Dr
Gilbert, SC 29054

803-239-4848

Registered Mortgage Broker New York Department of Financial Services, and South Carolina Department of Consumer Affairs NMLS ID#46813. Loans provided through third party providers.

Terms & Conditions

  • Privacy Policy

© 2023 · Website Design by PCS Web Design